About Us

"The goal should be to live a debt-free life.In the black is an accounting term that means without debt. Living in the black in not predicated on whether you make $30,000 or $300,000 a year. However, it is based on how you save, invest, and spend the income you receive."

- Black Enterprise
   July 2006 Edition

Knowledge is power, however, attitude is everything!

Living In the Black is a concept based on the simple principle that if you change your attitude about money, apply knowledge to modify your saving and spending habits, and automate your financial program, then you can and will experience a new level of financial health and wealth.

Living In the Black, Inc. was created to provide essential information to help families eliminate debt and live a financially healthy life. Therefore, we encourage you to access the valuable Resources made available through this website. Our Radio and TV vignettes identify the pitfalls and provide corrective measures in practical steps that anyone could follow. The quarterly eNewsletter sends practical tips and in-depth articles to your desktop. Visit the site often for new information, Financial calculators and Mortgage Commentaries.

Living In the Black is a concept based on the simple idea that if you change your attitude about money and apply knowledge to modify your spending and saving habits, and automate your financial program, you can and will experience a new level of financial health and wealth.Our mission is to impact your attitude about money and provide you with knowledge to change your life! We're confident that once you experience the full meaning of Living In the Black, you’ll opt never to return to dying in the red!

Living In the Black,
Lisa C. Williams
Host and Financial Motivator

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